Blog entry by Jodie Hightower
Speedy cash new york, Speedy Cash Location And Hours Near NY
<>>> CLICK HERE <<<
As the internet started becoming more and more prevalent (yes, we remember the time before the internet!), more and more businesses started going online. Which set an expectation for consumers. As we started to learn that our Customers had an interest in managing their loans online, and consumers started looking for services like Speedy Cash online, we met the demand by introducing SpeedyCash.com in 2008. Speedy cash new york
Speedy Cash review
Speedy Cash Short-term Loans isn't available on Finder right now.
Compare other options
Convenient loan options — but understand the cost before you apply.
finder.com’s rating: 4.45 / 5.0
Bottom line: Speedy Cash offers payday loans, in addition to other loans and services, to residents of 27 states. But it’s still an expensive form of credit, so be sure you can afford it before you visit a store or apply online. Read our full review.
Details
| Product Name | Speedy Cash Short-term Loans |
|---|---|
| Min. Amount | $50 |
| Max. Amount | $26,000 |
| Loan Term | Varies |
| Loan Security | Unsecured |
| Turnaround Time | 1 day |
| Costs | Varies by state regulations. |
| Requirements | Must be 18+ years old (19+ in AL) and have valid ID, proof of steady income, an open checking account and working phone number. |
Kellye Guinan
Kellye Guinan was a financer writer for Finder, covering everything from loans from auto to personal to business finance.
Expert review
Speedy Cash is a legitimate lender with a wide variety of loan options — although its exact services vary by state. While it can be expensive, it goes out of its way to explain the costs and display its state licenses. And it lives up to its name: Some borrowers can get cash the same day they apply.
However, its Better Business Bureau (BBB) page contains quite a few complaints about customer service and the overall cost. You may also be limited in what — and how much — you can borrow if you don’t live in the states where it has store locations.
Why you can trust this review
Speedy Cash rates, fees and terms
The cost of a payday loan from Speedy Cash depends on your state laws, the amount you borrow and the term of your loan. In most states, you will likely be able to borrow between $100 to $500. Because financing fees are set by state, you may have to pay between $10 to $30 for every $100 borrowed.
This means that the annual percentage rate (APR) of your loan will be 150% or more. And because Speedy Cash also offers installment loans, lines of credit and title loans, the amount you pay can vary widely.
To help make the cost more clear, Speedy Cash provides examples of its financing fees and average APR on its website. Visit your state’s rates and terms page for more specific details.
Is Speedy Cash legit?
Yes, Speedy Cash is a legitimate lender and a member of the Online Lenders Alliance (OLA), an industry organization that upholds security standards for businesses. Like all payday loans, expect high interest rates. However, Speedy Cash is a well-known, secure option for those who need cash to cover an emergency expense.
Compare more payday loans
Browse more lenders and connection services and compare by amounts offered, requirements and turnaround times.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
MUST READ:
The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. This could put you at risk of getting caught in a cycle of debt. Carefully review your finances and the loan cost to make sure it fits your budget.
Before you take out a short-term loan
Payday loans, installment loans and auto title loans come with high rates and fees which can trap you in a cycle of debt. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time.
Consider alternatives before opting for a short-term loan:
Local resources. Government agencies, nonprofits and local charities often offer free financial services and help with food, utilities and rent for those in need.Payment extensions. Talk with your bill providers about a longer payment plan or extension on your due date if you're behind on payments.Speedy Cash reviews and complaints
| BBB accredited | No |
|---|---|
| BBB rating | A+ |
| BBB customer reviews | 1.66 out of 5 stars, based on 32 customer reviews |
| BBB customer complaints | 300 |
| Trustpilot score | 4.6 out of 5, based on 8,599 customer reviews |
| Customer reviews verified as of | 18 March 2021 |
While Speedy Cash earns positive reviews on its Trustpilot page, almost all of the recent reviews on its BBB page are negative. Borrowers frequently complain about the high costs, poor customer service and inability to change payment due dates.
How to apply
To get started, you will need to have your Social Security number, details about your bank account and details about your employment ready. Speedy Cash offers three ways to apply.
Online. Speedy Cash allows you to apply online in 27 states, including every state it has store locations.By phone. You can apply over the phone by calling a local Speedy Cash store or by calling the main number listed on its website.At a store. There are over a hundred store locations spread across 15 states where you can apply for a payday loan.If you want to apply at a store, you will also need a pay stub or other proof of income as well as a government-issued photo ID, like a driver’s license.
No matter the option you choose, most loans can be deposited into your bank account within one to two business days. Speedy Cash also offers you the ability to pick up cash at a store or have your loan instantly funded with to a debit card.
Speedy Cash locations
Speedy Cash offers loans in 27 states — although only 15 states have Speedy Cash stores.
| State | Payday loans | Installment loans | Title loans | Lines of credit |
|---|---|---|---|---|
| Alabama | Online and in store | Online and in store | In store | Not available |
| Alaska | Online | Not available | Not available | Not available |
| Arizona | Not available | Not available | Online and in store | Not available |
| California | Online and in store | In store | Not available | Not available |
| Colorado | Not available | Online and in store | Not available | Not available |
| Delaware | Not available | Not available | Not available | Online |
| Hawaii | Online | Not available | Not available | Not available |
| Idaho | Not available | Not available | Not available | Online |
| Illinois | Not available | Online and in store | In store | Not available |
| Kansas | In store | Not available | In store | Online and in store |
| Louisiana | Online | Not available | In store | Not available |
| Mississippi | Not available | Online and in store | In store | Not available |
| Missouri | Not available | Online and in store | In store | Online and in store |
| Nevada | Online and in store | Online and in store | In store | Not available |
| New Mexico | Not available | Online | Not available | Not available |
| North Dakota | Online | Not available | Not available | Not available |
| Ohio | Not available | Online | Not available | Not available |
| Oklahoma | Not available | Online | Not available | Not available |
| Oregon | Online and in store | Not available | In store | Not available |
| Rhode Island | Not available | Not available | Not available | Online |
| South Carolina | Not available | Online | Not available | Not available |
| Tennessee | Not available | Not available | In store | Online and in store |
| Texas | Online and in store | Online and in store | In store | Not available |
| Utah | Not available | Not available | Not available | Online |
| Washington | Online and in store | Not available | Not available | Not available |
| Wisconsin | Not available | Online | Not available | Not available |
| Wyoming | Online | Not available | Not available | Not available |
Payment options
Speedy Cash highlights its online payments and automatic ACH transfers — taken directly from your bank account — on its website. However, other payment methods may also be available. Contact Speedy Cash or visit a nearby store for more information.
What other services does Speedy Cash offer at its stores?
Exact products and services vary by location, but Speedy Cash stores typically offer these four services:
Prepaid debit cardsMoney ordersCheck cashingWire transfersNot sure about Speedy Cash? You can learn more and compare options with our guide to payday loans.
Short-term loan ratings
We analyze short-term loan providers and similar services to help you weed out predatory lenders and find a company you can trust. We rate providers on a scale of one to five stars. Our ratings are based on factors that are most important to you, which include: loan amount, application process, fees, customer reviews and borrower experience.
Have you considered Brigit?
Brigit is an app that's best for employed people who need a little extra help managing their finances. When you're low on funds, you can request a cash advance of up to $250 to cover you until your next payday.
Speedy Cash Location And Hours Near NY
Finding the NY Discounts can be a useful way to help out your budget. We also have a comprehensive list of Hours and Map for Speedy Cash, and other helpful info.
Speedy Cash Coupons and Discount
$0.50 off SB All Purpose Cleaner with fantastik
The Container Store cuts 25% off all shelving during its Annual Shelving Sale. (Prices are as marked on the product page.) That's the best set percent-off sale we've seen on shelving at The Container Store, although we saw up to 30% off a different s
SGR C-4 Electric Bass Guitar Gloss Black Was: $199.0 Now: $129.0. (ends 09/16/13)Plus 4.0% Cash Back
Utilize our database to find the Speedy Cash Store Hours and payday loans online Directions in NY. Look for the Speedy Cash Location Maps and read the customer ratings so you can make an informed decision.
Check Cashing
Don't let traditional banking hours limit your busy lifestyle.
How to cash a check:
We'll verify your identification, the check, who wrote it, and the amount.
You'll usually get your cash the same day without the hassle of holds.*
We cash all types of checks!
401K and IRA checks
Bank drafts
Benefit checks
Bonuses
Cashier's checks
Government checks
Insurance checks
Loans
Money orders
Payroll checks
Personal checks
Settlements
Stimulus checks
Student loans
Tax refunds
Unemployment checks
Check cashing is just one of the services offered in stores by Speedy Cash. See our Store Services for a complete list.
Competitive rates
Concerned about the fee? We'll work with you to ensure a fair fee compared with other local check cashing services. Our rates vary by location and type of check. Typically we charge 2-2.5% of the check amount to cash payroll and government checks. The minimum check cashing fee is $2.
Why Speedy Cash?
If you don't have a bank account, you’re not alone—over 7 million U.S. households don't. We're here for you and all your check cashing needs. We offer excellent Customer service, hours that work for busy schedules, and same day cash.*
* Subject to verification and cash limits.
Where can I find check cashing near me?
Need a little more money?
Check out our easy loan options in your state.
Select Your State
Open Typeahead Icon
Check Cashing Help Center
Where can I cash my check?
We offer check cashing at most of our store locations. We cash all sorts of checks, including payroll, government and stimulus checks. Find a check cashing store near you.
What check amounts can I cash?
We're happy to cash any check amount. Keep in mind that large checks for more than $20,000 may take a little extra time to be verified.
What if I have more questions?
You’re welcome to review some common questions on our dedicated FAQs page. We also provide some financial resources on our blog. And of course, we’re always happy to hear from you in person, online or over the phone at 1-888-333-1360.
Products
About
Resources
In-store services
© 2022 Speedy Cash. All Rights Reserved.
Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.
Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.
† Instant funding is not applicable for all debit cards and payday loans is not available in New Mexico, Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.
∞ Cash advances only available up to approved credit limit; some restrictions may apply.
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.
Alabama: Minimum age to apply in Alabama is 19.
California: Deferred deposit loans are provided in accordance with the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.
Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, payday loans online contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.
Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM . If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.
Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.
Speedy cash new york, New york printable speedy cash coupons, online coupons for speedy cash, new york speedy cash address, new york speedy cash phone number, speedy cash customer reviews