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There is no minimum annual income eligibility demand. This is a great solution for consumers who don’t have steady employment and were rejected by traditional banks.

Speedy cash similar

Speedy cash similar

Speedy Cash Online Loans – All Credit Scores Considered

This site does NOT affect your FICO ® credit score*

Qualified customers rates range from 4.95% to 35.95% APR¹

Quick and Simple

Free, No Obligation Quote

SSL Secure U.S site

Open & Funds 24/7

How Speedy Cash Online Loans Work?

Apply Online

Simply complete our very quick, secured and user friendly online form.

Finding your Loan

Our advanced technology will process your loan request. Searching & finding the right loan for you.

Get the Cash you need into your Pocket.

Once you are approved, you will be re-directed to your personal lender to complete the loan process.

Why Cash 2 Pocket Loans ?

At Cash2Pocket we know that life has its ups and downs. Sometimes emergencies will occur when you are short of cash, such as an expensive Dentist bill, broken washing machine, a dead car battery, or anything else.

Just relax and don’t worry Cash2Pocket Loans are here to help ! We are always open 24/7 to help you with the quick cash loan, cash advance, short term loan, personal loan or a payday loan alternative that you might need.

With one of the largest panel of US lenders covering almost all 50 states, your quick cash loan is just a few steps away.

Our mission

We want to help and protect all clients when in need of Personal Loans or Short Term Loans online in the U.S.

We created a solution to help our clients to get a quick cash loan online, quickly, securely, and 100% totally Free with no obligation and no commission.

Innovation

Our smart AI will analyse and transmit your loan request to a wide range of top U.S. lenders* in our platform. We always put you the customer at the front, to make the top U.S. lenders compete to lend you the cash you need.

Transparent service

Cash2Pocket Loans is a fully transparent service. Our goal is to help ordinary Americans just like you to find the loan you need from a trusted, responsible lender quickly according to your personal circumstances.

Availability

No matter if you have poor credit or bad credit, at Cash2Poket Loans all credit scores are considered on an individual basis. Our Smart Technology is aimed to find the right solution within 150 seconds with a very simple and user friendly loan request form.

Cash2Pocket Loans is committed to ensure Americans just like you can get access to the funding they need.

* Carefully Selected and Approved network of lenders.

** According to the amount you want to borrow, and your ability to repay the loan among other factors.

Who can request?

The basic requirements for a loan request, you need to:

Be over 18 yrs old

Have a regular source of income (min of $1,000 per month)

Be a Legal U.S. Citizen or a Permanent Resident

Have a valid Bank Checking Account, with direct deposit.

Important Information

A SHORT TERM LOAN OPTION

A cash loan, short term loan, or a quick loan option is always a temporary solution. If you do not fully settle your loan as agreed then your lender could add extra charges and fees to your existing loan, which will make it much more expensive. Your loan provider might also report you to credit reference companies, thus if you fail to meet your repayments, may result in your credit score to be negatively impacted.

IMPLICATIONS OF NON-PAYMENT

If you are unable to repay on time, each lender has their own charges, policies to fees, interest, and how outstanding debts are to be collected. Some lenders will take legal action in the event of repeated non-payment. Most lenders will contact you via phone or letter in order to rearrange a payment. A non-payment may result in increased interest and/or charges that will impact your credit score. Please read carefully the section about charges on the lenders site to find out their respective policies before finalising your loan.

COLLECTION PRACTICES

Most lenders will contact you you by phone, letter, and/or e-mail in order to re-arrange repayment. Non-payment could result in raised interest and could adversely affect your credit score . A continued non-payment may result in your debt passed to a collection agencies, which would add even more fees.

LATE PAYMENT

Should you feel that you will be unable to make your agreed repayment on the agreed date it is essential that you contact your lender in advance. Lenders may issue a charge for late payments. The amount of the charge will differ by lender so please read the terms and conditions before entering into any type of cash advance, short term loan or personal loan agreement.

YOUR CREDIT SCORE

Cash2Pocket Loans does not run a credit check on our clients. But for a lender to determine if a prospective borrower meets their requirements, the loan lenders may do a credit check before making a decision about your loan. You agree to this when you submit our loan request form. You can get your free credit score here .

TRUTH IN LENDING

To partner with Cash2Pocket.com, all of our partners including third parties and lenders must comply with the Truth in Lending Act . and prove they do so. This to make sure all loan contracts and payday loans online loans comply with US federal law, and so they are easy to understand.

Important: Accepting an offer of any lender is strictly YOUR choice – You are under NO obligation to do so. Lenders have different Renewal Policies. Some of them automatically renew or have "roll-over" features. These conveniences often come with an extra fee. Please carefully read all the documents that your lender provides, if in doubt, ask for explanations from the lender. Make sure you understand the important parts like the APR you are charged, your re-payment schedule, their renewal policy as well as all charges and fees.

STATE AVILABILITY

Availability of loan options of all lenders depends on your state of residence in the U.S. As some of the lenders on our panel may charge interest in excess of your state’s maximum allowable limit, they may not be an option available to you. It is in your rights to waive the interest-related laws applied by your state. If you choose to do so, it can be done through the contract you sign with your lender. Should you choose to waive your state protection, your state’s interest laws will not apply to you or the agreement that you enter into with a lender. We at Cash2Pocket.com, we do our best to make sure we only work with the most reputable lenders and other partners who abide by all state-specific interest laws, which includes offering a maximum APR rate. It is always the lender’s responsibility to ensure that the agreement you (the borrower) enter into is valid within your state laws. If you have any questions about regulations and interest-related state laws within your state, payday loans online please contact your state government for further information.

Cash2Pocket.com does not solicit any loan products. Likewise, our platform and website does not constitute any type of financial instrument or a loan offer prohibited by state law. Our services are void where prohibited.

Cash2Pocket.com is a FREE SERVICE! We will NEVER ask you for any payments, We will NEVER ask for your Credit or Debit Card details. WE are 100% Free, No Obligation Quote Service to our customers.

The operator of Cash2Pocket.com (this "Website") is not a lender, loan broker, financial institution, an agent or a representative of a lender or a loan broker and does not charge or endorse you for any loan or product. This website only collects information you; the perspective borrower provided and forwards it to potential loan providers, third-party networks of lenders and other solutions. Due to this, the Website is unable to confirm the exact APR rate that a consumer will be charged.

This Website is not an offer or solicitation to lend or offer any loan products that are prohibited by state law. This service is void where prohibited. Lenders do not provide loans to potential borrowers in all states. This Website does not in any way get involved in any of the lender’s decision-making process, is not involved in the loan or credit approval process and does not make or issue any loans.

All lenders on our panel directly or indirectly offer loans from $200 up to $3,000. Loan periods range from 3 to 36 months. This service and perspective lenders are not available in all states. Providing your information to this website does not guarantee that you will be approved for a loan or receive any credit product offer. APR rates will vary based on your repayment history, credit score, as well as other factors.

Credit checks may be performed by perspective lenders with the three credit reporting bureaus: Equifax, Trans Union, and Experian, or may perform alternative consumer reports or credit checks via alternative providers. By submitting your request, you are authorising and agree that your information may be sent to lenders and/or their-party partners on your behalf to independently verify your creditworthiness and the information you submitted.

Once your loan request has been approved by a perspective lender, the lender will give you all the facts linked with the loan. These will be the APR, all associated loan finance charges, and all of the terms you will be agreeing to. It is important that you read all information submitted to you by the lender to ensure that you can make an informed decision prior to accepting a loan offer.

Fund transfer times may vary between lenders and may depend on your financial institution. In case you have any questions or concerns about your loan, or credit product please contact your lender directly.

Short-term cash loans, instalment loans, payday loans, and personal loans are supposed to provide the perspective borrower with short-term financing to resolve immediate cash advance needs and should not be considered a long-term solution.

Representative Examples (Qualified Customers)

If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.

(*) Cash2Pocket.com does not perform a credit check. Most lenders will conduct a soft search when reviewing your eligibility for a loan which should not affect a credit score. If you accept a lender’s loan offer, they will perform a full credit search.

(¹) Although some providers offer rates from 4.95% up to 35.95% APR rates that low are only available to certain customers. The repayment terms are for closed end loan products, payday loans online and is not reflective of all loan products offered in our network.

(²) Once you are approved, your cash could be sent within 24 hours. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures, and can take longer then 24 hours.

(³) 100 seconds is the optimal time for our system search for your loan. Some times it can take longer and during high traffic times 180 seconds is the average time taken to complete the online loan offer process, submit your details and receive a loan offer decision if approved.

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