Opp finance login, Policy knowledge is the foundation of a successful strategy

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have been denied a line of credit or bank

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Vi sammenligner lån

fra flere banker

Vi prissammenligner slik at du kan velge ut det beste lånet

Digifinans er en nordisk låneagent. Vi er din uavhengige og transparente nettbaserte søkeplattform for sammenligning av lån. Vi presenterer dine lånetilbud slik at du helt selv kan prissammenligne og velge ut det beste tilbudet. Du kan lese mer om oss her, Under finner du en oversikt over våre samarbeidspartnere.

Våre samarbeidspartnere

Kan 400 000 personer ta feil?

Siden 2016 har Salus Group, som Digifinans er en del av, hjulpet over 400 000 i Norden med å sammenligne og velge de beste lånene. Vår plattform er kostnadsfri og transparent. Mottar du et lånetilbud, er det selvfølgelig helt frivillig om du vil ta imot det.

Slik tjener Digifinans penger

Vi mottar provisjon fra alle banker og långivere vi samarbeider med, såfremt et lån blir utbetalt. Provisjonen vi får er basert på lånebeløpet, og IKKE rente. Det betyr at vi ikke har noen interesser i at du velger et lån med høyere rente.

Denne forretningsmodellen sikrer at Digifinans kan være 100 % gratis for våre brukere. Vi mener at alle har rett til full gjennomsiktighet på et uoversiktelig lånemarked. Søk selv og se hvor nettbasert det er å sammenligne lånetilbud. Det er selvfølgelig helt gratis å sammenligne, og helt uforpliktende hvis du mottar et tilbud.

Policy knowledge is the foundation of a successful strategy

Powered by a team of EU policy people, the OPP platform will help you achieve your goals.

We help the people who shape our laws by providing a user-friendly platform with EU information related to policy, procedures and people in one place. We also produce unique policy events and festivals.

With decades of combined experience in EU affairs, OPP's Co-Founders joined forces to bring innovation to the EU bubble. Building a team of expert policy analysts completed the jigsaw.

At OPP we all share one thing in common, our passion for EU policy! Get to know the people behind the platform who work hard everyday to deliver a trusted EU information service. You can connect with us on LinkedIn too.

What some of our clients say about OPP

"OPP is so quick and easy to use. Just one click on a file and you have all the relevant information. It’s an invaluable tool for tracking processes and policy."

"OPP’s hands-on client service sets them apart from similar providers we’ve worked with."

"I find that OPP helps me stay connected with policy matters impacted in and by Brussels so I am always up-to-date on what is driving the day in the EU."

"OPP supports our work and helps us to monitor issues for our clients. The summaries of the European Parliament Committees are particularly valuable. The Pipeline section is also very useful when we’re faced with a new legislative file, as it gives a good overview of what has happened and of the upcoming developments. The OPP team is very much attentive to our needs as a consultancy."

"Collaborating with OPP was brilliant. The team was creative, thorough and designed a unique event leaning onto their in-depth market understanding."

Online loans

designed for you.

Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans.

Online Loans for Life’s Unexpected Expenses

Everyday consumers have access to financial support from OppLoans when they need it most. We offer small-dollar, online loans that are repaid in affordable installments.

A simple and payday loans straightforward process: When it comes to your finances, we don't believe in surprises.

Establish credit history through repayments: We’re interested in making an impact on your financial future. That’s why we report loan repayments to all three major credit bureaus.

Loan support at every step: With top-rated customer support, we’re by your side at every part of the process. Our Loan Advocates are here for you. We succeed when you do.

Develop your financial skills: Learn how to make better financial decisions with essential educational resources. You’ll feel empowered to take control of your financial situation.

We’re in this together

Our goal is to help our customers champion their finances. Partner with us on your financial journey. This isn’t just a loan. This is an opportunity for a better financial future.

Apply for an Online Loan Through OppLoans

We help people find a solution for their individual financial needs.

Easy to Apply

A simplified application process. Apply online from start to finish.

Fast Funding

If approved, receive money in your account as soon as the next business day! 1

Loans that fit your financial needs

We offer loans from $500 to $4,000. 4

No Hidden Fees

We’re committed to transparency. No origination fees. No prepayment penalties. You’ll know what to expect.

What is an online personal loan?

Online personal loans are unsecured installment loans offered by online lenders and some traditional banks. Broadly, online credit products may take the form of a line of credit, a cash advance, or other loan options.

Online personal loan offers should clearly disclose the loan's APR (annual percentage rate), the term, and any fees such as finance charges.

How are OppLoans online personal loans different?

We truly care about our customers and work hard to be flexible for each of our customer's unique situations. We want to make sure borrowers get the best loan for them, whether it's with OppLoans or a different online lender.

Unlike some financial institutions (and quite unlike payday loans 5 ), OppLoans charges no origination fees or prepayment penalties. Our loans charge simple, fixed rate interest and contain no hidden fees.

OppLoans doesn't base funding decisions exclusively on FICO credit scores or credit history.

We also report payments to all three major credit bureaus to help borrowers build their credit history. 6

And if you opt into our "Turn Up Program", we'll proactively see if your loan application would qualify you for a loan at a cheaper interest rate with one of our lending partners.

What are the eligibility requirements to apply for an online personal loan?

The first step in applying for a loan through OppLoans is to fill out our online loan application. To be eligible for a lending product through OppLoans, potential borrowers must:

Be 18 years or older

Have a bank account (checking account or saving account)

Reside in one of the states in which we currently operate

Have a regular source of income (Income can be from employment or from benefits including Social Security, Disability, etc. Please note: alimony, child support, or separate maintenance income is optional to include)

Receive income through direct deposit

What can you use an online personal loan for?

Online personal loans can be used for a wide variety of purposes. Maybe you're looking for a loan to help consolidate debt from multiple credit cards, or maybe you need to fund an expensive home improvement or car repair. Also, if you're looking to turn bad credit into good credit, the right online personal loan may help you do that.

OppLoans customers have used their loan amounts for:

Whatever your reason for searching online lenders (and whether you have excellent credit, bad credit, or you land somewhere in the middle), there are terms and conditions of the loan that you'll want to understand. Borrowers should always be clear on the interest rate, repayment terms, and whether or not the lender will run a hard or soft credit check.

How much can I apply for?

Consumer products offered through the OppLoans website range from $500 to $4,000, but your eligibility will depend on your state of residence, your income and ability to repay, and your creditworthiness. For more information about the product options and lender(s) in your state, please visit our Rates and Terms page.

How does repayment of a personal loan work?

OppLoans believes in matching borrowers with the best possible loan for them. If we're able to provide you with an online personal loan product, we want to make sure your repayment options are both clear and affordable across the life of the loan term.

OppLoans offers multiple recurring payment options including ACH and paper check options. For payday loans online single payments, debit cards are also accepted.

Learn More About

Online Personal Loans

Bad Credit Loans

No Credit Check Loans

Installment Loans

Who We Serve

Credit remains out of reach for everyday consumers. Learn how OppLoans provides the tools so people can take control of their finances.

60 million U.S. adults

lack access to traditional credit*

64% of U.S. consumers

live paycheck to paycheck*

44% of U.S. adults have savings

to cover a $1,000 unplanned expense*

Making Personal Finance Approachable

The OppU Money Guide: A Financial Management Tool

Pick up best practices for managing finances, from budgeting for all types of households to dealing with income challenges.

How to Survive and Budget When You’re Making Minimum Wage

Finding extra money to put aside isn’t easy when you’re working a minimum wage job, but that doesn’t mean you can’t do it.

‘Should I Buy This?’ A Financial Flowchart for Smart Spending

OppLoans Offers

Learn More About

Legal

© 2022 Opportunity Financial, LLC. All Rights Reserved. Use of Opportunity Financial, LLC is subject to our Terms of Use and Privacy Policy.

California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Personal Information.

Applications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states; or one of our lending partners. All loans originated by our lending partners will be serviced by OppLoans.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

1 Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited via ACH for delivery for next business day if verification is completed and final approval occurs before 8:00 PM CT, Monday-Friday. Availability of the funds is dependent on how quickly your bank processes the transaction.

2 OppLoans may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your Experian credit report and therefore they will not affect your FICO score.

4 Installment loan amounts typically range from $500 to $4,000. APR ranges from 59% to 160%. Installment loan lengths range from 9 to 18 months. Example: A $2,000 installment loan repayable in 9 monthly payments would have an APR of 160% and monthly payments of $394.58. Rates and terms vary by state. This is an expensive form of credit and you should determine whether our product(s) meets your financial needs.

5 According to the Consumer Federation America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums, and carry an average annual percentage rate (APR) of 400%. The maximum APR for a loan offered through and serviced by OppLoans is 160% and loan sizes range from $500 to $4,000. https://paydayloaninfo.org/how-payday-loans-work/

6 OppLoans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@opploans.com.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

By clicking Continue, you will be taken to an external website that is not operated or managed by OppFi. Please be advised that you will no longer be subject to, or under the protection of, OppFi's privacy and security policies. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of OppFi. Further, OppFi is not responsible for and does not endorse, guarantee, or monitor content, availability, viewpoints, products, or services that are offered or expressed on external websites.

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